HB Consultants is completely different then the vast majority of agents brokers and advisors.
With our expertise, exclusivity in employee benefits and large block of business we have secured the following advantages that will have a direct impact for your company and all of its employees.
Block Arrangements with Canadian Insurance Carrier’s
HB Consultants has the ability to partner with a some the largest providers of employee benefits which results in profit sharing and reduction of rates.
Preferred Provider Relationships
HB Consultants deals exclusively in employee benefits and as a result of our specialization have secured reductions in administration fees with Canadian Insurance carrier’s.
Guaranteed Rate Stability
As a client of HB Consultants you can feel comfortable that you will NOT experience large fluctuations in your employee benefit rates. We are the wholesalers of the employee benefit world. Stop paying retail premiums through your current advisor.
Through analytical analysis and expertise we appeal and receive reductions in 95% of our employee benefit rate renewals. 99% of agent’s broker’s consultants do not have these advantages. Many in fact attempt to provide advice on individual life, individual disability, mutual funds individual Critical Illness and also employee benefits – there are a generalist and have little specific knowledge of employee benefits and no preferred relationships – they are costing your company and your employees a lot of money